Tag: Tax Analysis

Using Tax Returns For Better Loan Underwriting

Leveraging Tax Returns in Banking

Given all the energy around tax reform, we need to point out that tax returns are one of the most underutilized instruments in banking. Most banks require current tax returns from prospects as a condition to making a commercial loan.  There are many reasons why banks would want to have the information contained in a tax return as a prerequisite for prudent underwriting and ongoing loan monitoring.

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